One third of American children are overweight or obese, a health risk that increases the odds of heart disease, diabetes, and other killers. Parents have to be deeply involved if a child with a serious weight problem is going to lose pounds and keep them off, according to Daniel Kirshenbaum, a clinical psychologist who is clinical director of Wellspring Academies , a residential weight-loss program for children and teenagers. Researchers have found that just telling kids to lose weight can do more harm than good and that an educational session or two with a pediatrician or nutritionist doesn’t spark long-term change. One program cited, Bright Bodies at the Yale School of Medicine, provides a weekly education program for parents and kids, plus twice-weekly exercise sessions. Health insurance may pay for cognitive behavioral therapy, but residential camps run more than $1,000 a week, with insurers reimbursing a fraction of the cost, if that. The USPSTF recommendations may help push insurers toward better coverage, but until then, parents who need a comprehensive program for their child are faced with financing it out of pocket. Read Childhood Obesity

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